1. HOME
  2. Study at NU
  3. Student Life
  4. Health and Safety
  5. Health Insurance
Health and Safety

Health Insurance

National Health Insurance

https://www.city.niigata.lg.jp/smph/kurashi/hoken/kokuho/hokenryo/noufu-no-tebiki.html

Foreign nationals residing in Niigata City under 75 years of age must enroll in the National Health Insurance provided by Niigata City.

Upon enrollment, monthly premium must be paid, and a health insurance card will be issued. By presenting the health insurance card when receiving treatment at medical facilities, you will only be required to pay 30% of your medical bill.
However, you will be liable for full amount of the medical bill for treatment not covered by the health insurance scheme.

Personal Accident Insurance for Students Pursuing Education and Research

Following insurance programs are offered to cover for accidents during your studies at the university.

Personal Accident Insurance for Students Pursuing Education and Research (Gakkensai)

http://www.jees.or.jp/gakkensai/

National program for students covering injury to the student from accidents occurring during university classes, events, extracurricular activities (reported to the university) and commute.

Liability Insurance for Students Pursuing Education and Research (Gakkenbai)

http://www.jees.or.jp/gakkensai/opt-baisho.htm

National program for students covering damages under law incurred by students from causing injury to others or damaging properties of others during university classes, events, extracurricular activities (reported to the university) and commute.

Gakkensai and Gakkenbai programs are operated to provide greater coverage for less premium. All new students are encouraged to purchase these insurances at time of their enrollment.

Comprehensive Insurance for Students Lives Coupled with "Gakkensai" for International Students (Inbound Futai-Gakuso)

This insurance program includes coverage for routine injury and illness and personal liability for damages caused to third party properties, to provide sense of security to international students. It also covers expenses for carers in case the student is hospitalized and guardians visit. Monthly insurance is available corresponding to the period of study.

Intended for: International students who have Gakkensai. For details on the coverage and application procedures, please inquire the Students Affairs Office of your faculty/graduate school.